I think youth in high school should be paired with a professional financial adviser to help them plan and build their skills to become financially independent from taking on unnecessary loans. This is important for youth to learn because being in debt at a young age can be difficult to escape. Having someone to teach them how to properly save and be aware of their finances will help keep youth from falling into debt at a young age.
My name is Dominic, a participant of the Youth Leadership Institutes YO! Mateo youth group. YO! Mateo is currently working on creating a policy that protects low-income communities of color from predatory pay day lending services.